The recent cuts in welfare in Britain have affected so many, not least disabled people. In fact, it has been reported of late that many of the disabled are now forced to take out loans and use credit just in order to live, racking up very large debts in the process. The Government has taken away £28 billion of financial support in the form of state benefits recently, and following on from this, shocking reports show that at least half of the affected people, many in wheelchairs, are having to use their credit cards for everyday essentials like food and clothing.
The costs involved in being disabled in Britain can range from an extra £800 to £1,500 per month, and in order to simply cover their costs, many of the less able-bodied are having to apply for extortionate doorstep loans. These figures have been released by the UK charity for the disabled, Scope, which has strongly criticised the welfare cuts, as making life even more difficult for wheelchair-users and other incapacitated people, due to the ever-spiralling cost of living in the UK. This is particularly ironic considering that it is now one year after the Paralympic Games in London, which were meant to be such a positive and inspiring event for the handicapped, but in fact life has just got harder and harder for so many.
The Scope report has shown that disabled people are less likely to have current accounts with banks, and 1 in 10 have been refused insurance. Many wheelchair-users also believe that their health and physical impairments also push up insurance premiums. They are therefore more vulnerable to financial calamities. Scope is calling upon the Government to take into account the devastating effect its welfare reforms are really having upon this sector of the population, and to promote more inclusion in society. One way of doing this is making sure the disabled are properly considered in the expansion of credit unions, and to reinstate such schemes as the Savings Gateway Encourage, to help them to put money aside.
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Picture courtesy of www.dealerrefresh.com