When you have children who are disabled, they might qualify for Social Security Insurance Benefits (SSI). They must be under 18. Or you can apply for an adult child with a disability, who is living with you and get Social Security Disability Insurance (SSDI) for them under your Social Security benefits, in which they will get paid more each month.
When you apply for your child, they have to qualify under Social Security’s definition of them being disabled. That is they would have to have the disability or disease for longer than 12 months. The condition has to hold them back from doing activities of daily normal functioning. Your income has to be contingent with Social Security’s rules for your child to be approved. When the child’s parent(s) are making an income of over $40,000.00 a year, your child may be denied benefits. The parents must be within the Social Security income limits for their children to qualify. That is $28,000.00 or less a year.
Unfortunately the one thing that will qualify your child for immediate SSI is that they are expected to die from their disease. That’s very disheartening of the government. Diseases and conditions that are on the top of the list to get your child approved for SSI are:
• Total Blindness
• Total Deafness
• Muscular dystrophy
• Downs syndrome
• Severe Cerebral Palsy
• Severe Intellectual Disorders (by age 7)
• Birth weight below 2 lbs. 10 ounces
Social Security does take in the umbrella of disabilities as long as it fits their rules. Other conditions that child has, might take 3 appeals, than an SSI lawyer to get them in. You don’t pay the lawyer at all.
Once your child is approved, they will receive a school allowance if they are away at school in addition to their monthly benefits. They will be re-evaluated once every three years to see if they still qualify according the Social Security Disability rules.
Ref: Social Security Publication