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Tips for Accessing Affordable Healthcare
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Tips for Accessing Affordable Healthcare

Having access to affordable healthcare is essential for people with disabilities. It’s also crucial for the elderly and the people residing in underserved or rural communities.

As more Americans rely on convenient and high quality services, the price of health services increases, unfortunately. Health insurance has improved but even insurance experts acknowledge that there are still costly risks you could find yourself trapped in. Insurance doesn’t always cover enough (or any) expenses you might face throughout your life. In addition, it can be difficult for many people with disabilities to make the journey to their physician’s office for their appointments. So, how do you avoid the pitfalls of expensive healthcare while still having access to a reliable, trusted healthcare provider? Luckily, there has been a surge in healthcare services that can provide fast, efficient, and less expensive care to patients across the country.

The following tips will provide some answers to those needing better access to affordable healthcare. Let’s take a look.

Do You Qualify For Medicare or Medicaid?

Paying for the cost of medical services can become overwhelming quickly, especially for Americans lacking the proper insurance to help with these expenses. However, there is the eligibility of coverage under Medicare or Medicaid — two federal health insurance programs. These two programs provide different coverage depending on a patient’s condition or circumstance, but both are managed by a division of the U.S. Department of Health and Human Services. Unfortunately, not everyone qualifies to receive help from these programs, but it is worth researching the possibility of being covered to help manage the growing costs of healthcare services.

Visit a FNP

Family nurse practitioners (FNPs) are a much needed asset in the health service market, considering that Americans are now living longer thanks to the improvements of healthcare and modern medicine. This means a higher demand for primary care across the country. In particular, rural communities are going to be in desperate need (if they aren’t already) for more medical professionals as the population of current doctors are growing older and retiring, with no one replacing them.

In general, FNPs are a great option to assist Medically Underserved Populations (MUPs) as they can provide specialized and comprehensive medical care to patients at a smaller cost than typical physicians (with an equal or higher level of patient satisfaction). They are a great solution for individuals with limited income, limited mobility, and those without health insurance due to their services often allowing for more flexibility with time and cost.

Utilize New Health Services

Telehealth, much like FNPs, are providing patients with more affordable and easily accessible healthcare services. Thanks to the leaps and bounds in technology patients are able to connect with their healthcare providers through technological services, meaning less expensive office visits and the ability for medical professionals to monitor their remote patients better.

It’s not only reliable, but as Regis College points out, US legislators are utilizing telehealth services for “improving the competitiveness of American health care services.” This means more benefits for patients as well as a higher possibility of reimbursement from Medicaid for the use and costs of telehealth services. Looking forward, telehealth services will continue improving through the help of medical professionals, reducing the cost patients would typically spend for their healthcare services.

While having access to affordable healthcare isn’t always easy, these resources are a great solution to start managing the costs of medical services in communities across the country.

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